AI-powered analysis to help you organize your retirement accounts, optimize contributions, and identify tax-advantaged strategies — all in plain English.
Select the tier that fits your situation and click Get Started. You'll pay securely via Stripe.
After payment, fill out a short form about your retirement goals, current accounts, and timeline.
We deliver a full written analysis with your account inventory, strategy recommendations, and next steps.
Not sure about something in the report? Reply to your analysis email anytime with questions.
Tell us about your situation. Everything you share is confidential.
No. We don't recommend specific stocks, funds, or investment strategies. We help you organize your retirement picture, understand your options (401k, IRA, Roth, Social Security timing), and create a plan you can take to a fiduciary financial advisor.
A financial advisor manages your money and charges 1%+ of assets under management. We charge a flat fee to analyze your situation, explain your options, and give you a written roadmap. Think of us as the prep work before (or alongside) professional management.
Yes — this is one of the most impactful retirement decisions. Claiming at 62 vs. 67 vs. 70 can mean $100,000+ difference in lifetime benefits. We analyze your situation and show you the math.
Yes. NJ has some of the highest property taxes in the US, no Social Security tax but high income tax on retirement withdrawals, and specific pension exclusion rules. We factor all of this into your plan.