🤖 AI-Powered Consulting

Expert guidance from agents who live it daily.

Our AI agents have spent months building, breaking, and perfecting real business operations. Now they'll help you do the same — at a fraction of traditional consulting costs.

Explore Services →

Built by AI. Proven in Production.

Our consulting team includes AI agents that have been operating in real business environments since February 2026 — managing projects, delegating tasks, and shipping products 24/7.

12+
Products Shipped
2+
Months in Production
24/7
Availability
2
AI Agent Team
Our Consulting Services
Choose your path.
Three specialized consulting tracks — all powered by battle-tested AI agents backed by human oversight.
🤖 AI Agent Setup
📊 Retirement Planning
💰 Tax & Accounting
🏠 First-Time Home Buyer
🏥 Health Navigation
💳 Debt & Credit
⚰️ Estate & Probate
📈 SEO & Growth
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Full Agent Configuration

We walk you through installing OpenClaw, configuring your AI agent's personality, setting up memory systems, cron jobs, and multi-agent coordination — the same setup powering our own business.

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Multi-Channel Support

Get help via SMS, WhatsApp, Zoom video calls, or Discord. We meet you wherever you're most comfortable — and our agents respond 24/7.

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Battle-Tested Templates

Start with proven configuration templates extracted from our own production operations. SOUL.md, AGENTS.md, HEARTBEAT.md — all customized for your use case.

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Ongoing Agent Care

Monthly health checks, new skill installations, optimization reviews, and priority support. Keep your agents running at peak performance.

Agent Setup Packages
From quick guidance to full enterprise deployment.

QuickStart

$299
Perfect for tech-savvy users who need direction.
  • 1-hour Zoom consultation
  • Platform & model recommendations
  • Hosting cost breakdown
  • Starter SOUL.md template
  • Written setup guide (PDF)
  • 7 days follow-up support
Get Started

Enterprise

$999
Production-grade multi-agent operations.
  • Everything in Full Setup
  • Multi-agent architecture design
  • 1 custom skill developed
  • Twilio/WhatsApp integration
  • 5+ automated routines
  • Cost monitoring & alerts
  • 30 days support + optimization review
Get Started
Agent Care Plans
Keep your agents healthy and optimized with monthly support.

Agent Care

$49/mo
Essential monitoring and support.
  • Monthly agent health check
  • Priority SMS/WhatsApp support
  • Optimization recommendations
  • 1 skill install per month
  • Quarterly review call (30 min)
Subscribe

⚠️ AI Disclosure

Consultation services are primarily provided by AI agents operated by Particulate LLC, with human oversight and review. We provide technology guidance and education. Results may vary based on your specific setup, hardware, and use case. Particulate LLC is not responsible for third-party services, API costs, or agent behavior after setup completion. All consultations are backed by our human operator for quality assurance.

📊

Retirement Readiness Assessment

AI-powered analysis of your retirement preparedness — covering 401(k), IRA, Social Security, Medicare, and more. Get a clear picture of where you stand.

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Social Security Optimization

Compare claiming scenarios (age 62 vs 67 vs 70) with personalized projections. Understand spousal benefits, survivor benefits, and optimal timing.

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Medicare Navigation

Enrollment timelines, deadline alerts, plan comparison tools, and penalty avoidance guidance. Never miss a critical enrollment window.

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Professional Matching

We connect you with vetted, fee-only financial advisors, CPAs, and estate attorneys in your area. No commissions — we recommend people, not products.

Retirement Planning Packages
Education and guidance to help you navigate retirement with confidence.

Navigator

$29/mo
Essential retirement planning tools.
  • Retirement readiness assessment
  • Personalized retirement timeline
  • Social Security scenarios
  • Medicare enrollment timeline
  • RMD calculator & reminders
  • Monthly action items
  • Educational content library
Get Started

Retirement Blueprint

$499
Comprehensive one-time assessment.
  • Complete retirement analysis
  • Full benefits inventory
  • Gap analysis & action plan
  • Professional referral package
  • 90-day follow-up check
Get Started

⚠️ Important Disclosure

Particulate LLC provides retirement education and general information only. This is NOT investment advice, tax advice, or legal advice. We are not registered investment advisers, broker-dealers, or tax professionals. Our tools provide educational scenarios and general guidance — not personalized financial recommendations. Consult with qualified, licensed professionals before making any financial decisions. Past performance and projections do not guarantee future results. Particulate LLC is a technology and education company, not a financial services firm.

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Deduction Discovery

AI scans your expenses and identifies deductions you might be missing — from home office to vehicle mileage to business meals.

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Receipt Scanning

Snap a photo, AI categorizes it — meals, travel, office, supplies. No more shoebox of receipts at tax time.

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Deadline Reminders

Never miss a quarterly estimate, filing deadline, or extension date. We track federal and state deadlines automatically.

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Monthly Reports

Income, expenses, and estimated tax liability — updated automatically every month. Export to CSV for your CPA.

Tax & Accounting Packages
From simple tax questions to full business tax management.

Tax Chat

$29/mo
AI tax assistant — answers when you need them.
  • AI tax Q&A — ask anything, anytime
  • Deduction discovery engine
  • Estimated quarterly tax calculator
  • Federal & state deadline reminders
  • 2026 tax bracket lookups
  • Educational content library
Get Started →

Business Tax Suite

$199/mo
Full business tax tools — quarterly estimates, 1099s, entity advice.
  • Everything in Bookkeeping + Tax
  • Quarterly estimated tax calculations
  • 1099 preparation assistance
  • Entity structure guidance (LLC vs S-Corp)
  • Priority support — faster responses
  • Annual tax strategy review (1 hour)
  • Multi-state tax obligation tracking
Get Started →

⚠️ Important Disclosure

Particulate LLC provides tax education and general information only. This is NOT tax advice, accounting advice, or legal advice. We are not CPAs, enrolled agents, or tax professionals. Our AI tools provide educational scenarios and general guidance — not personalized tax recommendations. Consult with a licensed tax professional before making any tax decisions. Particulate LLC is a technology and education company, not an accounting or tax preparation firm.

AI Health Navigation Consultation
"I translate your insurance jargon into plain English — and find the providers who actually take your plan."
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Insurance Decoded

Deductibles, copays, coinsurance — we translate your plan into plain English and tell you what's covered before you get care.

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Provider Search

Find in-network specialists, check acceptance of your specific plan, and compare quality ratings — all before you book.

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Bill Review

Up to 80% of medical bills contain errors. We review yours for duplicate charges, upcoding, and balance billing.

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Appointment Prep

What to bring, what to ask, what tests to expect — walk into every appointment prepared and informed.

Health Nav Plans
One-time payment. No insurance card needed. No medical advice — just navigation.

Quick Check

$9
One question, one answer. Fast.
  • Single health navigation question
  • Insurance coverage check
  • Provider network lookup
  • Written response within 24 hours
Learn More

Health Advocate

$79
Ongoing navigation support.
  • Everything in Care Path
  • 90-day unlimited navigation
  • Bill negotiation assistance
  • Referral coordination
  • Same business day response
  • Annual open enrollment guidance
Learn More

Particulate LLC provides health navigation and information only. We are NOT medical professionals. This is not medical advice, diagnosis, or treatment. Always consult a licensed healthcare provider for clinical decisions. Particulate LLC is a technology and education company, not a medical practice.

Debt & Credit Navigation
"I'll show you every path out of debt — and which one actually works for your numbers."
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Debt Inventory

Complete picture of what you owe, to whom, and what it's really costing you.

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Payoff Strategies

Avalanche, snowball, or hybrid — compared using your real numbers with timelines.

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Credit Score Roadmap

What's dragging your score down and a prioritized action plan to fix it.

✉️

Dispute Templates

Ready-to-send dispute letters for collections, charge-offs, and inaccuracies.

Debt & Credit Plans
One-time payment. No monthly fees. No credit card required to start.

Snapshot

$9
Quick read on your debt situation.
  • Debt-to-income breakdown
  • Priority ranking (avalanche vs snowball)
  • One key action recommendation
  • Written response within 24 hours
Learn More

Debt Navigator

$79
Ongoing support through your payoff journey.
  • Everything in Payoff Plan
  • 90-day unlimited navigation
  • Monthly check-in & plan adjustments
  • Credit dispute letter templates
  • Priority same-day response
  • Creditor negotiation coaching
Learn More

Particulate LLC provides debt and credit navigation information only. We are NOT financial advisors, credit counselors, or debt settlement companies. This is not financial advice. Consult a licensed financial advisor for specific decisions. Particulate LLC is a technology and education company, not a financial services firm.

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Complete Estate Roadmap

AI generates a personalized step-by-step roadmap from the moment of death through final inheritance distribution — covering funeral, government notifications, probate, debt resolution, tax filings, and asset distribution.

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Document & Deadline Tracker

Never miss a deadline. We track every required filing, notification, and legal deadline — from the 30-day probate court filing to the 9-month estate tax deadline.

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Cost Estimation & Savings

Know exactly what probate, funeral, and legal costs should be — and how to reduce them. Average estates lose 3-7% of value to preventable probate costs alone.

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Professional Referrals

We connect you with vetted probate attorneys, CPAs, and funeral directors. No commissions — just trusted professionals who know how to minimize costs.

Pricing
Estate Navigation Packages
Three levels of support — from DIY guidance to full concierge management through every phase of estate settlement.

Essential Guide

$79
For families who want a clear roadmap.
  • AI Personalized estate roadmap (by state)
  • Complete checklists with deadlines
  • Template letters for creditors & agencies
  • Funeral cost comparison & negotiation scripts
  • Probate cost estimator by state
  • Asset discovery checklist & search tools
  • Tax filing checklist & form guide
  • Small estate shortcut identification
Learn More

Estate Guardian

$1,499
We manage the entire estate — you focus on family.
  • Everything in Family Navigator
  • Dedicated case manager (death → distribution)
  • Handle all government notifications
  • Manage creditor communications & negotiations
  • Coordinate attorney, CPA & funeral home
  • Full asset discovery across institutions
  • Ongoing support through probate completion
  • Final accounting assistance
Learn More

⚠️ Important Disclosure

Particulate LLC provides estate settlement consultation and guidance — not legal, tax, or financial advice. We are not attorneys, CPAs, or licensed financial advisors. Complex estates, disputes, litigation, and court proceedings require licensed professionals. We refer to vetted licensed professionals when needed. We do not hold client funds or have access to estate accounts. Every family's situation is unique — our roadmaps are personalized starting points, not legal or financial guarantees.

SEO & Growth Consulting
"I'll audit your site, find the gaps, and give you a prioritized action plan — no agency retainers."
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Technical SEO Audit

Page speed, crawlability, structured data, mobile UX — find what's blocking your rankings.

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Content Strategy

Keyword gap analysis, topic clusters, and content calendars that target real search intent.

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Link Building

White-hat backlink strategies, local citations, and digital PR opportunities for your niche.

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Analytics Setup

GA4, Search Console, conversion tracking — set it up right and learn what's actually working.

SEO & Growth Plans
One-time audit or ongoing growth — no contracts, no retainers.

Quick Audit

$9
Top issues and quick wins.
  • Technical SEO checklist review
  • Top 5 priority fixes
  • Basic keyword opportunity list
  • Written report within 24 hours
Get Started →

Growth Partner

$250
Ongoing SEO execution support.
  • Everything in Growth Audit
  • 90-day execution support
  • Monthly rank tracking & reporting
  • Content briefs for each keyword target
  • Priority same-day response
  • Local SEO optimization guide
Get Started →

Particulate LLC provides SEO and growth consulting for informational purposes. Results are not guaranteed — SEO is a long-term strategy affected by many factors outside our control. Particulate LLC is a technology and education company, not a marketing agency.

First-Time Home Buyer AI Consultation
"I explain the entire home buyin

Basic Roadmap

$9
The essential buying roadmap — know every step
  • Step-by-step home buying roadmap
  • Timeline with realistic expectations
  • Required documents checklist
  • Key “tricks” first-time buyers miss
  • What to do first (and why)
Get Started →

Guided Buying Plan

$79
Your personalized plan + ongoing Q&A support
  • Everything in Full Breakdown
  • Personalized “what to do next” checklist
  • State-specific first-time buyer programs
  • Down payment assistance lookup (NJHMFA, etc.)
  • AI Q&A — ask anything about your situation
  • Pre-approval prep guide
  • Inspection negotiation playbook
Get Started →
Home Buyer Plans
One-time payment. No subscriptions. No hidden fees.
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Step-by-Step Roadmap

Pre-approval → agent → shop → offer → inspection → closing. Every step explained.

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Real Cost Breakdown

Monthly payments, closing costs, cash needed — with real numbers, not vague estimates.

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Who to Contact Next

Lender, agent, inspector, title company — know exactly who to call and when.

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Red Flags & Mistakes

Hidden costs, bad loan terms, negotiation mistakes — know what to avoid.

Particulate LLC provides educational guidance only. We are NOT licensed real estate agents, financial advisors, or attorneys. This is not financial advice, legal advice, or a substitute for professional representation. Consult with licensed professionals before making any real estate decisions. Particulate LLC is a technology and education company, not a real estate brokerage or financial services firm.